IBPS PO-IV Interview experience - LUCKNOW

Name -  Narendra
Panel- 3
Date – 22/01/2015
Venue – Grand JBR Hotel, Lucknow
Time – 8.30 am

• Arrived at scheduled time 8.30am and were seated by 9.10am
• Document verification started immediately. No division according to marks but by category. We were called for the interview immediately after verification, in groups of 3.
• The panel comprised of 4 gentlemen and 1 lady. Friendly and cordial atmosphere, no major stress or coercion by any panelist.
• I was first asked to describe my physical condition (since I am a PH candidate).

Banking Questions asked:

• Describe yourself?
• What is your opinion about priority sector?
• What is it?
• Why is it necessary?
• Don't you think this in undermining the profits of the banks?
• What alternative do you suggest?
• What is a bank or role of banks in the economy?
• What is GDP?
• What is the impact of inflation?
• What are the current inflation figures?
• What is difference between CPI and WPI?
• What is PMI?
• What is SARFAESI act? Why is its application in Banking space?
• What is difference between Balance of Trade and Balance of Payment? 
• What is credit appraisal?
• Why is credit appraisal necessary?

Personal Questions:

• What do you think your role will be in the bank if selected?
• Why did you not go for a job in the manufacturing sector having an Engineering degree?
• You are an engineer, how will your knowledge and experience be useful to us?
• How can you improve the banking system?
• Last Question was Do I go to Gym on a regular basis?